The Greater on 15-Year Fixed Rate Mortgage...
Our 15-Year Fixed Rates Are Great & Our Process is Quick & Painless
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a greater interest rate and youll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isnt thatgreat.
Were here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our 15-Year Fixed Rate Mortgage Qualifier.
Well help you clearly see differences between loan programs, allowing you to choose the right one for you whether youre a first-time home buyer or a seasonedinvestor.
The Home RefinanceProcess
Heres how our home loan processworks:
- Complete our simple 15-Year Fixed Rate Mortgage Qualifier
- Receive options based on your unique criteria andscenario
- Compare mortgage interest rates andterms
- Choose the offer that best fits yourneeds
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are great, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
- Fixed Rates
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years